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Smithville, TN: Small-Town Living on Center Hill Lake

Smithville, TN: Small-Town Living on Center Hill Lake

If you've been dreaming of a slower pace, lower costs, and a community where life just feels easier — Smithville, Tennessee might be exactly what you've been looking for. Set along the shores of Center Hill Lake in the heart of DeKalb County, Smithville is a small, close-knit town that offers something increasingly rare: a genuinely peaceful place to call home, without giving up the conveniences that matter most.

Here's why more and more people — especially those ready to downsize and simplify — are choosing Smithville.

A Town That Feels Like Home from Day One

Smithville is the kind of place where you'll run into someone you know at the grocery store. Historic Downtown Smithville still has the charm of small-town life — local shops, cafes, antique stores, and an old-fashioned soda fountain that feels like it's been there forever. Once a year, the town fills up for the Smithville Fiddlers' Jamboree, a bluegrass and craft festival that's been a DeKalb County tradition for decades. After years of busy schedules and city noise, that kind of community rhythm matters more than most people expect.

The Outdoors Are Right Outside Your Door

Smithville sits right on Center Hill Lake, one of Middle Tennessee's most scenic reservoirs, with 415 miles of shoreline and marinas offering fishing, boating, swimming, and paddleboarding just minutes from town. Edgar Evins State Park is close by, with rugged hiking trails, birdwatching, and a watchtower overlooking the lake. Add nearby waterfalls at Rock Island and Burgess Falls, and you've got a small town surrounded by some of the best scenery Tennessee has to offer.

Close to Everything, Far from the Chaos

Smithville's location gives you the best of both worlds. Cookeville is about 28 miles east, and Nashville is roughly 60 miles west — meaning you can enjoy the peace of small-town living while still having easy access to world-class healthcare, shopping, dining, and entertainment whenever you want it.

Your Dollar Goes Further Here

For downsizers, affordability is everything — and Smithville delivers. The median home value in Smithville sits well below the national average, meaning your money buys more house, more land, and more breathing room than it would almost anywhere else. And thanks to Tennessee's tax-friendly environment, the state has no income tax, meaning all forms of retirement income — including Social Security and retirement accounts — are exempt from state taxation. Property taxes also come in at an average effective rate of just 0.48%. That's money that stays in your pocket every single month. niche

New Construction Designed for the Next Chapter

Downsizing doesn't mean settling. It means finding a home that works smarter for your life right now — less maintenance, better layout, and a community you actually want to be part of. That's exactly what we had in mind when we built Myles Place, Banner Built Homes' community right here in Smithville.

Myles Place offers thoughtfully designed new construction homes with flexible floorplans, quality finishes, and the kind of low-maintenance lifestyle that lets you spend your time doing what you love. No more house that's too big to manage. Just a home that fits.

Be First to Know

Myles Place is still in its VIP launch phase, which means the best homesites and the earliest pricing are available to those who get in early. This is the moment to stake your claim before the community opens to the public.

Join the VIP list to be the first to see floorplans, lock in early pricing, and choose your homesite before anyone else has the chance.

👉 Join the VIP list at here or reach out to a Banner Built home counselor to learn more about Myles Place.


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